Inclusion has the potential to be an opportunity to reduce the cost of education so that human capital investment efforts in the framework of education-based human capital work by the poor have a higher chance of success. ![]() This study uses a vector error correction model to estimate, simulate, and predict each of the variables studied to provide an overview of the opportunities and threats of technological inclusion and financial inclusion in poverty reduction efforts based on human capital investment in the education-based human capital framework. The data used is secondary data obtained and processed from the Indonesian Financial Services Authority and the world bank. ![]() This study aims to find the development of aggregate human resources based on human capital investment in poverty alleviation efforts in Indonesia.
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